What’s the difference between a Walter CMA and an appraisal?

A Walter CMA (Comparative Market Analysis) is a data-driven estimate of what a home is really worth, based on recent comparable sales. It helps you decide how much to offer by combining market data, adjustments for differences, and expert review. It’s built to support your bidding strategy—not to meet lender requirements.

An appraisal, on the other hand, is a certified valuation your bank needs to approve your mortgage. It’s carried out by a licensed, independent appraiser and follows strict financial guidelines.

Walter uses conservative CMA values to help you avoid overpaying and prepare smart, realistic offers. Once your offer is accepted, we can also arrange the official appraisal for you as an optional add-on—so you’re covered on both fronts.

💡 Curious how we calculate a home’s value? Learn how Walter CMA works

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