One helps you craft the smartest possible bid. The other is required to get your mortgage approved. Here’s how they work together to support your home-buying journey.
A Walter CMA (Comparative Market Analysis) is a data-driven estimate of what a home is really worth, based on recent comparable sales. It helps you decide how much to offer by combining market data, adjustments for differences, and expert review. It’s built to support your bidding strategy—not to meet lender requirements.
An appraisal, on the other hand, is a certified valuation your bank needs to approve your mortgage. It’s carried out by a licensed, independent appraiser and follows strict financial guidelines.
Walter uses conservative CMA values to help you avoid overpaying and prepare smart, realistic offers. Once your offer is accepted, we can also arrange the official appraisal for you as an optional add-on—so you’re covered on both fronts.
💡 Curious how we calculate a home’s value? Learn how Walter CMA works
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To secure the mortgage…
Not necessarily. The amount you can finance through your mortgage depends on the appraised value of the home, not the asking price.
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No, Walter does not provide mortgage advice. Focused entirely on the property, we’re here to guide you through the buying journey.
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Walter Living is registered in The Netherlands with the address Walter Tech, B.V. Singel 542, 1017AZ, Amsterdam. Our Chamber of Commerce number is 73708585 and our tax ID is NL859636033B01.
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