The maintenance for the coming years is estimated and budgeted. This can determine how much should be saved, in the reserve fund, for maintenance. This saving happens with the mandatory monthly contribution by all members. If the apartment owners association (VvE) does not have an MJOP, the government stipulates that the VvE must annually reserve at least 0.5% of the reinstatement value of the building and save for the reserve fund.
An MJOP contains an overview of the buildings, grounds, and installations. For each component, you will find a schedule of when maintenance is needed for the coming years, including a cost budget. This includes maintenance of, for example, common areas such as an entrance or courtyard and building parts such as the roof, but sometimes also all window frames.
An MJOP is not mandatory for an association, but it is recommended. With an MJOP, you also get insight into the estimated costs and know whether there is already a pot of money reserved in the reserve fund.
As a buyer, you could agree on the purchase price but then find out that the property needs much maintenance while the reserve fund has insufficient funds to finance the maintenance. There is then a budget deficit which sometimes has to be supplemented by the VvE members with an extra financial contribution to the reserve fund. This way, you can unexpectedly face a significant extra expense after buying a property!
Bij het kopen van een huis gaat het niet alleen om het vinden van de perfecte woning, maar ook om het navigeren door het complexe aankoopproces. Gelukkig is er Walter, jouw betrouwbare digitale aankoopmakelaar die je helpt bij elke stap die je moet nemen.
Vroeger, toen de melkflessen nog van glas waren, ging je met een stapel papier onder de arm naar de hypotheekadviseur. Dit kan nog steeds, maar je kunt soms ook zelf een hypotheek afsluiten. En dat is makkelijker dan je denkt. Mits je goed bent voorbereid.