Hidden defects

It's dramatic to have bought your dream home and be confronted with defects. To detect defects, you can have a building inspection performed.

After buying your dream home, you can be confronted with appliances that don't work, leaks in your house, or worse. Some shortcomings don't even come to light for weeks.

Building inspection

To detect defects, you can have a building inspection performed. A building inspection involves an expert visiting the home and performing an examination. The inspection findings will be stated in a construction report or communicated verbally.

Sometimes the inspection results are a reason to cancel the purchase or to discuss the price again. Please note: the seller will only agree to a price reduction if it concerns defects they were unaware of and therefore have not been considered when the final price was determined. Pay extra attention to homes built just after World War II. There was a need to build houses quickly. Sixties homes lacked double glazing in their original condition and were made using the cheapest materials.

An inspection ensures that you fulfill your legal duty to investigate. If it comes to litigation after discovering hidden defects, the judge will always ask what you did to inspect the property beforehand.

An inspection gives you an immediate insight into the necessary maintenance in the longer term.

Problems after moving house

After purchasing the house, you may discover hidden problems that were undetected by the building inspection. We then speak of hidden defects. After all, an inspector cannot see everything and does not break open the whole house to assess constructive parts of the house. No seller will agree to so-called 'destructive testing.'

A seller can avoid mentioning how bad the home is in-depth, so ask your questions. After all, sellers must answer these truthfully. They also have a duty of disclosure. They must tell all the essential facts, but it is good to only partially rely on their comments.

Types of hidden defects

Hidden defects come in all shapes and sizes. Common defects include:

  • Leaks
  • Electrical wiring that is not installed correctly.
  • Recurring problems with pests.
  • Woodworms in the construction elements or windows and damp crawl spaces.

You should notify the selling party when identifying a hidden defect, preferably in writing. You need to work it out together, and if that does not work and the defect is severe, going to court is the only option left. Legal expense insurance would be helpful.

Covered hidden defects

Sellers sometimes include a so-called age clause in the deed. That is an emphatic confirmation that the house is old and some defects may be found. A seller who has not lived in the home will also have this included in the deed with a particular non-self-occupancy clause to avoid liability for defects.

Age clauses and non-self-occupancy clauses do not always prevent sellers from the full protection of liability if there are hidden defects.

When is a defect a hidden defect?

Every case is different, but some generalities can be mentioned.

For example, the defect must be severe. Thus, a leaking faucet is not a hidden defect. Also, the defect must interfere with the function of the room in which the defect is found.

For example, in a kitchen, you should expect a drain. If it is not there, then it is a severe hidden defect. On the other hand, if the kitchen cabinets do not open properly, the kitchen can still be used normally, and there is no hidden defect. In general, the defect must interfere with any everyday home use.

Walter advisor

Buying a home?

Book your free orientation call with a Walter advisor. We will take you through the process of buying your next home.

Book a call — it's free

Continue reading

If you are buying a home, the home may be part of an Owners' Association (VvE). Unions are required to save for maintenance in the reserve fund. Continue reading →

A building inspection is a detailed property inspection by a construction expert. The buyer commonly hires a building expert and, in some cases, the buying agent. Our Walter Buying Service takes care of this for you. Continue reading →

A variety of tools for calculating a mortgage loan are available online. However, these tools give a rough estimate and offer no guarantees. For proper insight, it is better to consult a bank directly or an agent: your financial adviser. Continue reading →