The best way to increase your chances is to make a well-timed, data-backed offer that matches your financial situation and signals confidence to the seller.
In today’s competitive housing market, it’s not always the highest bid that wins—it’s the smartest one. Winning often comes down to timing, confidence, and strategy. And that looks different for every buyer.
Key strategies for crafting a winning bid
- Act fast – Many homes receive offers within days. Speed matters.
- Understand the home’s true value – Knowing whether the asking price is fair helps you avoid overpaying or underbidding.
- Make a strong opening offer – Bidding too low can knock you out early. Walter helps you find the sweet spot.
- Show confidence to the seller – The more certainty you can offer, the stronger your position. That’s where your finances—and your strategy—come in.
Should I drop financing contingencies?
In some competitive areas, buyers are bidding without financing contingencies. This tells the seller you’re confident in your ability to close the deal—making your offer more attractive.
According to NVM, over 50% of buyers in Amsterdam and Utrecht waive contingencies. Among Walter users, 1 in 3 winning bids includes no financing conditions.
But this move isn’t risk-free. If financing falls through, you could face a penalty, often 10% of the purchase price. That’s why we only recommend it if it fits your financial situation.
💡 Some mortgage advisors offer “bidding with certainty”, an option that combines buyer confidence with financial safety. Ask your advisor if this is possible for you.
Tip: Your financial setup plays a bigger role than you think
- First-time buyer? We’ll help you map out your savings, borrowing power, and offer options.
- Already a homeowner? Equity from your current home can make your bid more competitive.
- Tight on time? A clear plan can help you act quickly without hesitation.
Ready to make your next bid count?
Confident bidding doesn’t mean taking big risks—it means being smart, fast, and prepared. Whether you need a second opinion or full-service support:
🤝 Book a Walter Session to refine your strategy with a bidding expert.
🔑 Activate Walter All-in-One and let your personal agent guide you from offer to deal.

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Walter Living is registered in The Netherlands with the address Walter Tech, B.V. Singel 542, 1017AZ, Amsterdam. Our Chamber of Commerce number is 73708585 and our tax ID is NL859636033B01.
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